Become financially independent

In-depth personal finance guides and tools to get out of debt, save money and achieve financial independence.

Debt help and advice

Guides to get out of debt.

Managing credit

Manage your credit and improve your credit score.


Guides on saving money in Canada.


Guides to increase your income and reduce expenses.

Financial Independence

Be financially independent.

Recent guides

The latest personal finance guides.

Consumer Proposal

Repay your creditors part of what you owe.


Debt forgiveness for when you cannot repay your debts.

Debt Collection

Guides and tools to stop debt collection agencies.

Collection agencies

Guides about debt collection agencies in Canada.

Dedicated to saving you money

Findependence Day comprises a team of personal finance experts with a bold mission: to help Canadians budget, pay down debt, save money, improve their credit score and achieve financial independence.