Using real estate to generate passive income can provide financial security and be crucial to your long-term wealth-building strategy, leading to greater financial independence.
If you’re considering bankruptcy, this guide is for you. We’ll explore bankruptcy alternatives in Canada, so you can decide which option suits you.
The cost of higher education has steadily increased over the last decade, and the most recent Canadian student debt statistics don’t make for easy reading.
Discover how you can save on taxes in Canada and increase your tax refund by taking advantage of tax deductions and credits.
Credit alone cannot bring about financial freedom, but a good credit score makes life easier and should be used as a tool to reach your financial goals.
We’ve identified some of the best ways to save money in Canada, from better daily habits to smarter shopping decisions.
Many debt relief solutions claim to solve debt problems, but is there a federal government debt relief program?
We examine how bankruptcy affects your credit options and show you an easy way to get a credit card after bankruptcy in Canada.
You can become financially independent by making smart choices with your money, reducing your outgoings and building passive income streams.
Are you struggling to get out of debt? If you find it hard to create some wiggle room in your…
Struggling with debt? Our step-by-step guide shows you how to get out of debt in Canada quickly and what debt help is available.
A guide to Canada debt relief. Learn the pros and cons of each Canadian debt relief program so you can choose the right one.
How long do collections stay on your credit report? In this guide, we answer these questions and look at ways you can rebuild credit.
An excellent credit score allows you to access the best credit cards, loans and mortgages with attractive rates and rewards….
If you borrow money and don’t pay it back on time, you’ll likely be pursued for the money through a…
Many Canadians find themselves in debt, often due to payday loans or credit card overuse, which can accumulate quickly. When…
There are ways to achieve debt forgiveness in Canada that allow you to write off a portion of your debt.
In Ontario, creditors can only take legal action for two years starting from when you last acknowledged the debt or made a payment.
A credit card can be helpful for flights, hotels, or emergencies. So it makes sense that you want to hold…
Money is the most common cause of problems in marriage and relationships, and arguing about money is the top predictor…
Although bankruptcy damages your credit, it will benefit your credit in the long run once you’ve eliminated your debt burden.
If you are looking for CRA debt forgiveness for your tax bill, here are some programs that can help you get some of your tax debt forgiven in Canada.
If you’re struggling to pay your bills and want to avoid declaring bankruptcy, a consumer proposal is a safe way…
When it comes to consumer proposals, there are inevitable and understandable questions about the impact on your credit score. While…
A consumer proposal and bankruptcy are two popular legally binding debt forgiveness programs in Canada, but there are significant differences.
There is a sense of accomplishment when you complete a consumer proposal and pay off your debts. Through the financial…
Debt collection is different throughout Canada, but you have rights that collection agencies must respect. In this article, you’ll learn…
It is highly recommended to open a new bank account before filing a consumer proposal. This guide will explain why…
Filing for bankruptcy in Canada will have an impact on your savings and pensions, but some are protected during bankruptcy proceedings.
A consumer proposal allows you to clear your debts and begin rebuilding your credit at a faster rate than you…
If it has been at least seven years since you were a student, your student loan debts can be eliminated through bankruptcy.
File a consumer proposal in Toronto to reduce your debt by up to 80%, freeze interest, stop collection calls and end wage garnishments.
A stay of proceedings in Canada provides immediate protection from your creditors during your bankruptcy or consumer proposal.
Learn how to file bankruptcy in Canada with this comprehensive guide on the bankruptcy process and what to expect after you file.
When you complete a consumer proposal, your Licensed Insolvency Trustee will give you a Certificate of Full Performance.
If you are considering filing a consumer proposal, you’ll want to know what happens when it is finished. This post…
Joint bankruptcy can make sense if you have shared debts. This guide examines how to file for joint bankruptcy and its advantages and disadvantages.
Learn how the Canada Revenue Agency (CRA) collects outstanding debt and what tax debt relief is available in Canada.
Learn everything you need to know about credit scores, including how credit scores work, how they are calculated and what this means for you.
Before you borrow money, use this guide to learn the differences between unsecured vs secured debt and what this means for you.
Bankruptcy doesn’t affect your spouse or common-law partner unless you have a co-signed loan, shared debts, or guaranteed payment of a debt.